Author Archives: yuen

Yuen Mai Wong – Blog #5

In the summer, I did not take any class.  My entertainment was watching television.  One story on TV was talking about “you have second life”.  I think it is very good if I had a second life.  If I were to compare my life with my friends, I would say that I am dissatisfied with my life.  I desire happiness. If I have a chance to change my life, I would like to stay in my country.  Everything will be changed.  However, I changed my mind after I watched this story.

This story talks about a man that always complained his wife did not understand him.  He wanted to go back twenty years ago.  He would not have married with his wife.  His future would have been totally different and he would be happy.

One day, he had a supernatural power that allowed him to go back to the past and change his decision.  He did not marry and then he came back to the present. However, he still did not feel happy.  It was not the same as he thought.  He discovered that his wife was intelligent, warm, and had a sense of humor. She always put him as top priority.  He felt his wife was a very good wife.  He had regretted his decision.  He was unhappy.

After I watched this story, it made me think if I should still want to change my life or not.  What would happen if I were to change my life, would it be a  good or bad decision.  I am afraid that if I change my life, it will be worse.  Nobody knows the future.

 

Yuen Mai Wong – Blog #4

In the article “Gross Domestic Freebie”, it says that Skype has reduced the amount of money because of free Smartphone  apps.  The new technologies have always driven out the old ones.  However, this is good for us. These apps help us a lot, are fun and help us save money.

I remember that several years ago, I also used Skype to talk with friends, but now I am not using Skype any more.  There are  a lot of free Smartphone apps that I can download from the Play Store.  I am using  WeChat and Whatsapp  instead of Skype.  It is very useful and helpful.

In my situation, the free apps can help me save money.  Usually, I am not using my phone to call or text to my friends if I can use Wi-Fi.  It is because to text message and calls are not unlimited. Whenever I call or text to my friends, it will automatically deduct  minutes from my phone.  Usually, I buy one thousand minutes for one hundred dollars.  For me,  I can use it for half a year or longer.  Certainly, it depends on how much time that I use my phone.  You can imagine how much money I can save.

Therefore, the new technologies, free Smartphone apps are good for us,  and it is useful and helpful.   Now, I can use these apps for international calls, video calls, text messaging, send pictures and more.  If these apps did not exit, our world would be different.

 

Yuen Mai Wong – Blog #3

In the article of “Creation Myth”, there are two things that get my attention.  “Steve Jobs” and “Apple”.  In my mind, Steve Jobs and Apple are one entity, they are not separate.  He was a businessman who was best known as the co-founder, chairman, and chief executive officer of Apple Inc.

Unfortunately, he was diagnosed with cancer in October 2003. He announced to his employees that he had a cancerous tumor in his pancreas.  At the end, he died in his home on October 5, 2011.  When Steve Jobs died of pancreatic cancer at the age of 56.  It was so sad to say he died at 56 because he was very young.   He was a successful entrepreneur.  We lost a genius in the world.

Even though he was a billionaire, he could not save his life.  Sometime, people say that health is more important than money.  It is true, no matter how rich you are, you cannot save your life.  If you are a billionaire, and you were to die today, your money would be useless.

However, I think money can extend your life.  You would be able to buy precious food such as ginseng, that is good for your health, or some medicine that can extend your life.  On the other hand, it is very expensive.  Normally, it is not for us, because we do not have extra money to buy it  I believe that money cannot cure your illness, but it can extend your life.   Another way, you can extend your life is do more exercise.  It is good for your health.

Yuen Mai Wong – Blog #2

One sentence in this article of  “When G.M. was Google” that I would like to talk about is “Google was designed never to have unions or pensions; the expectation was that most employees would not plan to stay at the company for decades”.

It is true, if the company provides pension plan, most employees will stay at the company longer.  It can help them to save money.  Most people do not save money for their future.  Honestly, the money from the social security is not enough for us after retirement.  That is why the government wants us to save money.   If you buy a retirement plan, you can deduct it from your tax return and I think that is a good way for us to save money.

There are many of retirement plans that we can choose.  The common plan is IRA, we can buy it from any bank.  There are two different IRAs;  traditional IRA and Roth IRA.  Both of them have their advantage.  Traditional IRA can deduct from your tax return, you may pay less tax.  Roth IRA is different.  It does not deduct from your tax return, however, when you take the money from bank, you do not need to pay any tax.

Whichever one is better for us depends on your situation.  In my opinion,  I prefer to buy a traditional IRA, it is not only deducts from your tax return, but you can also get credit that according to your income. Usually, when a person retires, they do not have much income.  So, when they withdraw the money from the traditional IRA, they still do not have to pay any tax.

 

Yuen Mai Wong – Blog #1

In the article of “how to get a job”, I agree that most people are poor for their writing and grammar even for graduating students.  For foreign students, like me, the native language is not English. Even with four years of college, it is not much time for them to learn grammar and how to write. However, I think for those who born in the American those who or English is his or her native language, is better for them to get a job than foreign people who come from other countries. I recall me the first day I entered into United States, English was difficult for me. In my country, I did not have much time to learn and speak English. I was a person who was deaf and mute. I could not understand what people were talking about and I did not know how to communicate with them.

Also, in the article it says that the resume, degree and how to get the knowledge is not important and many employers do not care of it, this I do not totally agree with it. If an employer receives hundreds of resumes, I do not think they can interview all of the applicants. They may only choose some of the applicants for an interview. They may choose according to their degree and what information they put into their resume. Even though the degree is not very important, the employer will base their decision on whether they have a degree and skills to get a chance of interview.

Certainly, I agree that experience is very important. Most of the employers will employ a person who has experience in their field. They do not want to train the applicant.