1. Never Late ATM. John’s wife has left some money she wants him to deposit at the bank. She needs him to do it today because she is super busy and can’t do it herself, and the bank closes at 9pm. John takes a nap and when he wakes up, it’s 9pm and he didn’t go to the bank for his wife. Thank the heavens, he lives in an apartment complex with a Never Late Bank ATM where he can deposit cash/checks and deposit money at any time of the day.